The Head in the Sand Mentality, A Maryland Bankruptcy Attorney’s Perspective
While our clients leave feeling happy with the outcomes, none of them come to us happy with the situation they are in. Depression amongst our bankruptcy clients is one of the biggest obstacles that...
View ArticleHow Not to Deal With Garnishment and Foreclosure
There is a bit of advice often given to attorneys, especially young attorneys. I think it’s important that clients understand this advice. So, here it is: “Never let your client’s emergency become...
View ArticleDealing With Aggressive Collection Agents – A Maryland Bankruptcy Attorney’s...
One of the worst parts about dealing with debt is the hounding creditor calls. They are almost constant for many people who come to see us. These collectors get paid by getting you to pay, so they...
View ArticleBankruptcy and Your Credit Score
One of the biggest concerns people express to me is that they have or more often, had, a great credit score, and they want it back. Great. That is a worthy goal. A good or great credit score helps...
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Debt and Divorce in Maryland – A Baltimore Bankruptcy Lawyer’s Perspective.
One of the leading causes of divorce in our country is related to the handling and mis-handling of household finances. Money issues cause stress. Whether it’s from worry about your future stability,...
View Article“Are You My Lawyer?” Something a Maryland Bankruptcy Lawyer Should Never Hear
I have been practicing for a number of years before relocating to the Baltimore area. Before I ever opened the doors to my practice, I took some time to get to know the local bankruptcy bar. I...
View ArticleWhat Can a Baltimore County Bankruptcy Attorney Do For You?
The answer to that question really depends entirely on what your present situation is. From foreclosures to failing businesses, Grafton Firm can help you find a solution that is right for you. What...
View ArticleWhat Can a Baltimore Bankruptcy Lawyer Do to Stop a Foreclosure?
If you’re behind on your mortgage, HOA dues, or Property Taxes you could find yourself faced with a foreclosure action. This process involves suing for the recovery of your real property to pay off a...
View ArticleBaltimore Tax Problem? We may be able to help!
Sometimes I’m a Bankruptcy Attorney, but sometimes I’m just a Baltimore Tax Problem Solver! One of the biggest expenses we face are taxes. Some people spend more on paying Income and Social...
View ArticleDo You Need Credit?
When I was a youngster, my grandmother always insisted I clean my plate. She grew up during the Great Depression and that shaped her views on savings, spending and waste for the rest of her life. We...
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